Keep the Harmony of the Mind and Body Even though the holidays are a time for family and joy, holiday preparations like cleaning, cooking, and wrapping gifts may be stressful. During times of happiness, these factors could induce anxiety and despondency. Important and practical advice might help alleviate the stress caused by the holidays. The […]
We have some food budget-saving suggestions. Reviewing economical food-buying basics might help. There’s no doubt that you and your family need to eat, but there are strategies to eat well without getting into debt or living over your means. Groceries and restaurants may ruin a budget. Following these tips will help you cut costs. Start […]
Inflation has been a top story in the news lately. Modern Monetary Theory suggests that inflation is a secondary problem. Here is my opinion on this theory.
Prepare for the worst and hope for the best. Inflation? Hyperinflation? Preparing for high levels of inflation but hoping for the best …
The saying goes, “Do what you love and you will never work a day in your life.” This is not great advice. It’s discipline, effort, and commitment that …
When you put effort into something you will get something back in return. You may fail to reach your original goal, but you will be better off. Story follows ..
We here the phrase “cold hard cash” used often to describe physical money. Where did this phrase come from? What is the history behind “cold hard cash”?
Often times its difficult to tell when we are making unwise purchases. Here are 10 things to avoid to ensure you don’t end up living beyond your means.
When I first started teaching, I saved every penny I could and worked hard to buy a condo. Getting a loan back then was simple, and minimal down payments were common. I bought a house and then realized I was house poor. For the shortfall between costs and income, I had to utilize credit cards. […]